How To Save Money On Your Auto Insurance

                    There are many ways you can cut the cost of your auto insurance premiums. Each insurance
                    company offers different discounts and credits and at varying rates. Here is a listing of some
                    of the more common discounts and credits that are available.
 

Safe Driver Discount If no driver on the policy has had an at-fault accident or a motor vehicle violation in the last three years, you may be eligible to receive this discount (normally 10-20% off the total policy premium).
Multi-Policy Discount If you insure your home with the same insurance company that insures your auto, you may be eligible to receive this discount (normally 5-10% off the total policy premium)
ABS Credit If your vehicle has an ABS (Anti-Lock Braking System), you may be eligible to receive this discount (normally 5% on the liability portion of your policy premium).
Passive Restraint Credit If your vehicle has air-bags or any other factory installed passive restraint system, you may be eligible to receive this discount (normally 20-30% off the Medical Payments portion of your policy premium.
Anti-Theft Credit If your vehicle is equipped with a theft deterrent system, you may be eligible to receive a discount (normally 5-10% off the Comprehensive portion of your policy premium)
Good Student Credit If your child is a full-time high school or college student and is listed as an operator on your policy, he/she may be eligible for this discount. Any of the following four requirements must be met: 1) in upper 20% of class 2) have a grade point average of 3.0 or higher 3) have a letter grade average of "B" or 4) is on Honor Roll or Dean's List.
Driver Training Credit If your child is under the age of 21 and has taken an approved Driver Education Course, he/she may be eligible to receive this discount.
Deductible Options You can reduce the Comprehensive and Collision portions of your policy premium by taking higher deductibles. The higher the deductible you select, the lower your cost will be.
Multi-Vehicle Discount If you insure more than one vehicle on the same policy, you may be eligible to receive this discount (normally 15-25% off the total policy premium).