BASIC
POLICY COVERAGES
LIABILITY
COVERAGES
|
BODILY INJURY
|
PROPERTY DAMAGE
|
|
Liability Coverage provides
protection to you if you should injure another person in an accident or
cause damage to someone else's property. This coverage can be purchased
with a Split Limit for Bodily Injury and Property Damage or with a Combined
Single Limit for both. |
|
MEDICAL
PAYMENTS
|
Medical Payments Coverage
provides protection for you or any passenger in your vehicle injured in
an accident regardless of fault. |
UNINSURED/UNDERINSURED
MOTORIST
|
Uninsured/Underinsured
Coverage provides protection for you or any passenger in your vehicle who
is injured by another motorist who doesn't have auto insurance or not enough
insurance. |
COMPREHENSIVE
(OTHER THAN
COLLISION)
|
Comprehensive Coverage
pays for damage to your vehicle (less deductible) that is caused by perils
other than a collision. This would include fire, theft, vandalism, and
glass breakage to name a few. |
|
COLLISION
|
Collision Coverage pays
for the cost to repair your vehicle (less deductible) when it is damaged
in an accident. |
